Where to send your Amazon Chase card payment

You can pay your Amazon Chase card (the Amazon Prime Rewards Visa Signature Card or Amazon Rewards Visa Card) through Chase's online portal, the Chase mobile app, by phone, or by mail. The fastest and most common method is logging into your Chase account online or through the app, where you can make a one-time payment or set up automatic payments.

If you prefer to call, Chase's customer service number is on the back of your card. For mail payments, your statement shows the mailing address. Chase also lets you pay through third-party bill-pay services if your bank offers them, though you'll need your account number and the Chase mailing address.

Key Takeaways

  • Online and mobile app payments post the same business day if made before the cutoff time, usually around 8 p.m. Eastern.
  • Automatic payments can be set to your full balance, minimum payment, or a fixed amount you choose, and you can change or cancel them anytime.
  • Mail payments take 5 to 7 business days to reach Chase, so send them at least a week before your due date to avoid late fees.
  • Chase charges no fee for any payment method — online, phone, mail, and automatic payments are all free.
  • Your payment due date appears on your statement and in your online account; missing it triggers a late fee and may raise your interest rate.

Setting up automatic payments through Chase

Log into your Chase account online or open the Chase mobile app, then go to the card's payment section. Select "Set up automatic payments" and choose your payment date and amount. You can set it to pay your full statement balance, your minimum payment, or a specific dollar amount each month.

Chase will deduct the payment from your linked bank account on the date you choose. You can change the amount, date, or payment method anytime, and you can pause or cancel automatic payments without penalty. If your bank account doesn't have enough funds on the payment date, the payment will fail and you may be charged a late fee, so make sure your account stays funded.

One-time payments and payment timing

To make a single payment without setting up autopay, log in to your Chase account, select the card, and choose "Make a payment." Enter the amount and confirm. Payments made online or through the app before the daily cutoff (usually around 8 p.m. Eastern) post the same business day. Payments made after the cutoff or on weekends and holidays post the next business day.

Your due date is shown on your statement and in your online account. If you pay after the due date, Chase charges a late fee (the amount varies but typically ranges from $25 to $40 for a first late payment) and may increase your interest rate. Paying at least the minimum by the due date avoids these penalties, even if you can't pay the full balance.

Paying by phone or mail

To pay by phone, call the number on the back of your card and follow the automated system or speak with a representative. You'll need your account number and the amount you want to pay. Phone payments are free and post within one business day, though the exact timing depends on when you call.

For mail payments, write a check or money order payable to Chase, include your account number on the check, and mail it to the address shown on your statement. Mail payments typically take 5 to 7 business days to arrive and post, so send them at least a week before your due date. Do not send cash through the mail.

Avoiding late fees and interest charges

Your payment must arrive by the due date to avoid a late fee. If you're paying by mail, account for the 5 to 7 day delivery time and send your payment early. If you're paying online or by phone, make sure to pay before your due date — the payment posts the same or next business day, but the due date doesn't move.

Paying only the minimum keeps your account in good standing but doesn't stop interest from building on the remaining balance. If you carry a balance, interest accrues daily at your card's APR (annual percentage rate), which varies based on your creditworthiness and current market rates. Paying the full statement balance each month avoids interest entirely.

Tracking your payment and account status

After you make a payment, you can check its status in your Chase account online or in the app. Payments usually show as "pending" for one business day, then move to "posted." Your available credit increases once the payment posts. You can also see your payment history, due dates, and current balance in your account at any time.

If a payment fails — for example, because your bank account had insufficient funds — Chase will notify you and the payment won't post. You'll still owe the amount and may be charged a late fee if the due date passes. Set up automatic payments from a well-funded account to prevent this, or check your account balance before making a manual payment.

Frequently Asked Questions

What happens if I miss my payment due date?

Chase charges a late fee (typically $25 to $40 for a first late payment) and may increase your interest rate. The late payment also appears on your credit report after 30 days and can lower your credit score. Pay as soon as you realize you've missed the date to minimize damage.

Can I pay my Amazon Chase card with a different bank account?

Yes. When you set up automatic payments or make a one-time payment online, you can link any bank account you own. Chase will verify the account with small deposits before processing payments from it. You can change the linked account anytime in your payment settings.

Is there a limit to how much I can pay at once?

No. You can pay any amount up to your full balance, including amounts over your statement balance. Overpayments create a credit on your account that Chase applies to future charges or refunds to your bank account if you request it.

What if I want to pay more than the minimum but less than the full balance?

You can pay any amount between the minimum and your full balance. Enter the specific dollar amount when you make a payment online, by phone, or by mail. Interest will still accrue on the remaining balance at your card's APR.

Can I set up automatic payments for a specific dollar amount instead of my full balance?

Yes. When setting up automatic payments, choose "Fixed amount" and enter the dollar amount you want to pay each month. This is useful if you want to pay more than the minimum but less than the full balance consistently, though interest will still accrue on what you don't pay.