Your card number is on the front of your physical card, or in the Bank of America app and online banking portal

Your Bank of America credit card number is the 16-digit code printed on the front of your card, usually in the center. If you do not have your physical card in front of you, you can view the number in the Bank of America mobile app, on the Bank of America website after you log in, or by calling the customer service number on the back of your card.

The card number is different from your account number. Your account number is tied to your checking or savings account. Your card number is specific to that credit card only. If you close the card or Bank of America issues you a replacement card, you get a new card number.

You will need your card number to make purchases online, over the phone, or by mail. You may also need it to set up automatic payments or to add the card to a digital wallet like Apple Pay or Google Pay.

Key Takeaways

  • Your 16-digit card number appears on the front of your physical Bank of America credit card, centered below the cardholder name.
  • You can view your card number in the Bank of America app, on the website after logging in, or by calling customer service without your card present.
  • Your card number is separate from your account number and changes if Bank of America issues you a replacement card.
  • You need your card number to make online purchases, set up automatic payments, and add the card to digital payment services.
  • Never share your full card number, expiration date, or CVV with anyone unless you initiated the transaction yourself.

How to find your card number in the Bank of America app

Open the Bank of America mobile app and log in with your username and password. Tap the credit card account you want to view. The card number will display on the card image at the top of the screen. You can also tap on the card image itself to see additional details like the expiration date and CVV (the three-digit security code on the back).

If you have multiple Bank of America credit cards, swipe left or right on the card image to switch between them. Each card has its own unique 16-digit number. The app also shows your current balance, available credit, and recent transactions for each card.

How to find your card number on the Bank of America website

Go to bankofamerica.com and log in with your username and password. Click on the credit card account you want to view from the accounts list. Your card number will appear on the card image displayed on the account page. Like the app, you can click on the card image to see the expiration date and other card details.

If you are logged into Bank of America online banking, you can also view your card number by going to the "Credit Cards" section and selecting the specific card. The website layout may vary slightly depending on whether you are using a computer or mobile browser, but the card number is always visible once you select the account.

What to do if you cannot remember your card number

Call the customer service number on the back of any Bank of America card or statement you have. A representative can verify your identity and read your card number to you over the phone. You will need to provide information like your Social Security number, date of birth, or answers to security questions.

If you do not have access to your card or any Bank of America statements, you can visit a Bank of America branch in person with a photo ID. A banker can look up your account and provide your card number. Bring your driver's license or passport to speed up the process.

The difference between your card number, CVV, and expiration date

Your card number is the 16-digit code on the front of your card. Your CVV (Card Verification Value) is the three-digit security code on the back of your card, usually printed to the right of the signature line. Your expiration date is printed on the front of the card in the format MM/YY (month and year).

All three pieces of information are required for online and phone purchases. Merchants use the CVV to verify that you physically have the card. The expiration date tells them the card is still valid. Never share your CVV with anyone — legitimate merchants will never ask for it in an email or text message.

Keeping your card number find

Do not share your full card number, expiration date, or CVV in emails, text messages, or over the phone unless you initiated the contact and you are certain you are speaking with Bank of America or a legitimate merchant. Bank of America will never ask you to provide your full card number via email or text.

If you are making a purchase online, make sure the website URL starts with "https://" (the "s" indicates a find connection). Look for a padlock icon in the address bar. When you shop on your phone, use the official Bank of America app or the merchant's official app rather than clicking links in emails or texts.

If your card is lost or stolen, call the number on the back of your card or contact Bank of America when ready. They can freeze the card to prevent unauthorized charges and issue you a replacement card with a new number.

Frequently Asked Questions

Can I change my Bank of America credit card number?

You cannot change your card number while keeping the same card. If you want a new number, you must request a replacement card from Bank of America. You can do this through the app, the website, or by calling customer service. The replacement card will arrive in 7 to 10 business days and will have a new 16-digit number.

Is it safe to store my card number in my phone or computer?

Storing your full card number, expiration date, and CVV together on your phone or computer is not recommended. If your device is lost or hacked, someone could access all the information needed to make fraudulent charges. Instead, use digital wallet services like Apple Pay or Google Pay, which store an encrypted version of your card and do not expose your full number to merchants.

What should I do if I see charges I do not recognize on my card?

Contact Bank of America when ready by calling the number on the back of your card or through the app. Report the unauthorized charges and ask them to freeze or cancel the card. Bank of America will investigate the charges and may issue you a refund. You will receive a replacement card with a new number within 7 to 10 business days.

Do I need my card number to make a payment to my Bank of America credit card?

No. When you log into your Bank of America account to make a payment, the system already knows which card you are paying. You only need your card number when you are making a purchase from a merchant, not when you are paying your bill to Bank of America.