What the Hawaiian Airlines Barclays Card Offers

The Hawaiian Airlines Barclays Card is a co-branded rewards card designed for people who fly Hawaiian Airlines or want to earn miles toward Hawaiian flights. You earn miles on every purchase, get a sign-up bonus of miles after you meet a spending threshold, and receive perks like free checked bags and priority boarding. The card comes with an annual fee, which Barclays charges once per year on your account anniversary.

The card works like any other credit card—you charge purchases, pay a monthly bill, and build a credit history. The difference is that instead of earning cash back, you earn Hawaiian Airlines miles that you can redeem for flights, seat upgrades, or other travel rewards through the Hawaiian Airlines program.

This card is not the same as a Hawaiian Airlines gift card or a prepaid travel card. It is a real credit card issued by Barclays Bank, which means you need to meet credit requirements to be approved, and your payment history affects your credit score.

Key Takeaways

  • You earn miles on purchases and can redeem them for Hawaiian Airlines flights, upgrades, or other rewards through the Hawaiian Airlines loyalty program.
  • The card charges an annual fee each year, and you should review the current fee amount before you explore because it changes over time.
  • A sign-up bonus of miles is offered after you spend a certain amount within a set timeframe, usually three to six months.
  • Barclays will check your credit before approving you, so your credit score and payment history matter for approval odds.
  • You can use the card for everyday purchases anywhere that accepts Visa, not just for Hawaiian Airlines bookings.

how the process works and What Happens Next

You can explore for the Hawaiian Airlines Barclays Card online through Barclays' website or through the Hawaiian Airlines website. The process takes about 10 to 15 minutes and asks for your name, address, Social Security number, income, and employment information. Barclays uses this information to check your credit and decide whether to approve you.

After you submit your process, you will usually get a decision within minutes or a few business days. If you are approved, Barclays will mail your physical card to the address you provided, which typically takes 7 to 10 business days. Some cardholders can use a temporary card number to make purchases online before the physical card arrives.

If Barclays denies your process, you can call their customer service line to ask why. Common reasons include a low credit score, recent negative marks on your credit report, or too many recent credit inquiries. You can reapply after addressing these issues, though waiting several months between applications improves your chances.

Activating Your Card and Earning Your Sign-Up Bonus

Once your card arrives, you need to set up it before you can use it. Barclays sends set up instructions with the card, and you can set up online, by phone, or through the Barclays mobile app. set up is when ready and takes less than five minutes.

The sign-up bonus is miles you earn after you spend a certain amount—for example, 50,000 miles after you spend $1,000 in the first three months. This spending must happen on the card itself; transfers from other cards or balance transfers do not count. The miles post to your Hawaiian Airlines account automatically once Barclays confirms you met the spending requirement, usually within one to two billing cycles.

To make sure you earn the bonus, keep track of your spending and set a reminder before the important date. If you do not meet the spending requirement, you do not earn the bonus, and Barclays will not refund the annual fee you already paid.

Understanding Annual Fees and Other Costs

The Hawaiian Airlines Barclays Card charges an annual fee that appears on your statement once per year, usually on your account anniversary. The fee amount varies and changes over time, so check the current terms before you explore. This fee is not waived for the first year on most versions of this card, meaning you pay it even if you never use the card.

Beyond the annual fee, the card charges interest on balances you do not pay in full each month. The interest rate (called the APR) depends on your credit score and credit history. Barclays will tell you the APR range before you explore, but your exact rate is set after approval. If you carry a balance, interest charges can quickly exceed the value of miles you earn.

There are no foreign transaction fees on this card, which means you can use it internationally without extra charges. However, if you use it to withdraw cash from an ATM, Barclays charges a cash advance fee plus a higher interest rate.

How to Redeem Miles and Maximize Rewards

Miles you earn go into your Hawaiian Airlines frequent flyer account, which is separate from your credit card account. You can redeem miles for flights, seat upgrades, checked baggage, or other perks through the Hawaiian Airlines website or by calling their customer service line. The number of miles a flight costs depends on the route, how far in advance you book, and how busy the flight is.

You earn miles not only from credit card purchases but also from flying Hawaiian Airlines, staying at partner hotels, renting cars, and shopping through the Hawaiian Airlines shopping portal. These miles all go into the same account, so you can combine them toward a single redemption.

Miles do not expire as long as you have account activity at least once every 24 months. Account activity includes earning miles, redeeming miles, or flying Hawaiian Airlines. If your account goes inactive for more than 24 months, Hawaiian Airlines may close it and forfeit your miles.

Managing Your Account and Making Payments

You can manage your Hawaiian Airlines Barclays Card account online through Barclays' website or mobile app. You can view your balance, make payments, set up automatic payments, change your PIN, and read statements. Barclays sends a monthly statement showing your charges, balance, and minimum payment due.

Your payment is due by the due date shown on your statement, usually 21 to 25 days after the statement closes. If you pay only the minimum, interest charges explore to the remaining balance. If you pay the full balance by the due date, no interest is charged. Setting up automatic payments from your bank account ensures you never miss a due date.

Late payments hurt your credit score and may trigger a late fee. If you miss a payment by more than 30 days, Barclays reports it to the credit bureaus, and it stays on your credit report for seven years. Even one late payment can lower your credit score by 100 points or more.

Comparing This Card to Other Hawaiian Airlines Options

Hawaiian Airlines offers more than one credit card product. The Hawaiian Airlines Barclays Card is the main co-branded option, but there may be different versions with different annual fees, sign-up bonuses, or earning rates. Before you explore, compare the current offers to see which version fits your spending and travel plans.

If you do not fly Hawaiian Airlines often, a general rewards card from another bank might earn you more value. A card that earns cash back or points redeemable for any airline gives you more flexibility. However, if you are a frequent Hawaiian Airlines flyer, the perks—like free checked bags and priority boarding—may offset the annual fee.

You can hold multiple credit cards at once, so you do not have to choose between this card and another. Some people use the Hawaiian Airlines card for Hawaiian flights and a different card for everyday purchases or other airlines.

Frequently Asked Questions

What credit score do I need to be approved?

Barclays does not publish a minimum credit score, but most people approved for this card have a score of 670 or higher. A higher score improves your odds of approval and may get you a lower interest rate. You can check your credit score for free through your bank, credit card issuer, or websites like Credit Karma.

Can I use this card outside the United States?

Yes, you can use the card anywhere Visa is accepted, including outside the United States. There are no foreign transaction fees, so you do not pay extra to use it abroad. However, your bank or the merchant may charge a currency conversion fee, which is separate from the card issuer's fees.

What happens to my miles if I close the card?

Your miles stay in your Hawaiian Airlines frequent flyer account even after you close the credit card. You can still redeem them for flights or other rewards. However, if your Hawaiian Airlines account becomes inactive for 24 months, the miles may expire, so keep your account active by earning or redeeming miles periodically.

Do I earn miles on the annual fee?

No, the annual fee does not earn miles. Only purchases you charge to the card earn miles. This is why it is important to use the card regularly—the miles you earn should be worth more than the annual fee you pay.

Can I transfer my miles to another airline?

Hawaiian Airlines allows you to transfer miles to partner airlines in some cases, but the rules and transfer rates vary. Check the Hawaiian Airlines website or call their customer service to see which airlines accept transfers and what the exchange rate is.